Raymond F. Miller, Jr., of Concord, passed away peacefully, on October 17, 2021, three days before his 88th birthday. He was the beloved and devoted husband of Margot (Bourgeois) Miller, with whom he shared 65 years of loving marriage. He was born in Lowell as the second child of Raymond and Dorothy (Flynn) Miller. He attended local schools and graduated from Keith Academy, now Lowell Catholic High School, where he was a benefactor for many years. Mr. Miller graduated from Tufts University in 1955 where he was a member of the Navy ROTC. He was commissioned as a Navy Ensign, and served in the western pacific as an Officer aboard the USS Walter B. Cobb. Upon his return, he married Margot Bourgeois and they returned to California while he completed his Naval tour of duty before serving in the Navy Reserve for four years. Mr. Miller began a career in banking while earning his MBA from Northeastern University. He joined State Street Boston Corporation as a trainee, ascending to Senior Lending Officer, followed by President of Union National Bank in Lowell. In 1979, he became Director and Executive Vice President of the Prince Corporation and later served as President of Commonwealth Federal Savings Bank. During his business career he was a twenty-eight year Director of Blue Cross Blue Shield of Massachusetts and Chair of the Finance Committee for several years. He was also a Director of the Pellon Corporation and the Massachusetts Development Corporation, where he served as Chairman of the Executive Committee. He held lifelong interests in education, health care and the Catholic Church. He served as Trustee and Chairman of the Board of Trustees at The Fenn School in Concord, as well as a Trustee of Bentley University, where he served as Chairman of the Academic Affairs Committee. Upon retirement, he studied for ten years at the Weston Jesuit School of Theology and continued an academic program at Harvard Divinity School. He was also a student at and director of the Concord Conservatory of Music for many years. At Holy Family Parish, he was a CCD teacher when his children were young and served as a Eucharistic Minister for the home bound and nursing home residents. A passionate and avid golfer, he cherished a 50 year membership at Concord Country Club and enjoyed being a member of The Hickory Shafts. In addition to his wife, he will be forever missed by his loving children, JJ Lanigan and husband Brian, Julie Clay and husband Peter, Lisa Moser and husband Rick, Christopher Miller and wife Kim, Martha Caporale, and Jonathan Miller and wife Rawlings. He was the proud grandfather of Megan, Molly and husband George, PJ and fiancé Carleen, Emma, Jack, Aly and fiancé Mike, Lucy and husband Paul, Will, Kyle and wife Ally, Robyn, Jake, Luke, Dylan, Owen and Nate, as well as two great grandchildren, Teddy and Oliver, and several nieces and nephews. He was the brother of the late Dorothy Schecter. Family members gathered for a private funeral service on October 20th in the Duvall Chapel at Newbury Court. Burial followed at St. Bernard's Cemetery in Concord. In lieu of flowers, contributions in his memory may be made to The Francis Ouimet Scholarship Fund, 300 Arnold Palmer Blvd, Norton, MA 02766 ( www.ouimet.org ) or The Concord Conservatory of Music, P.O. Box 1258, Concord, MA 01742 ( www.concordconservatory.org ). Arrangements are under the care of Dee Funeral Home & Cremation Service of Concord.